My 20 Dollar Travel Business

Is My 20 Dollar Travel Business a Scam or a Legit Business Opportunity?

If you have been wondering whether My 20 Dollar Travel Business is a scam or legit business, then you’re in the best place where you will get an answer to your question. Nowadays, it is pretty hard to know if an organization is legit or worth trying to make a decent income from it. Therefore, it’s vital to research and look for the right solutions to your problems. That is a great way to avoid getting scammed and also find legit ways to create a passive income online.

My 20 Dollar Business opportunity has been getting lots of attention on the internet lately. There is a lot of hype and many network marketers who are trying to market and sell this business opportunity from all corners, including all over the social media platforms. Based on the rate in which individuals are uploading videos about My 20 Dollar Business on social media, they are beginning to gain traction. Some of the videos you will see contain income proof and many affiliates explaining the details of the program.

In this post, we’ll gather for you all the available facts about My 20 Dollar Travel Business to assist you in making an informed decision about it. One of the main questions that we intend to answer in this comprehensive review is whether the firm is a scam or legit. We are also going to take the time to analyze the information we get about the company, all the available products, how their compensation plan works, and how you can make money with the company.

My 20 Dollar Travel Business Review
If You are going to join then I recommend that you click on the image above …… it's not mine, it's a leader at My $20 Travel Business

What is My 20 Dollar Travel Business?

My 20 Dollar Business refers to a multi-level marketing firm that you can generate a passive income by recruiting new clients and business builders via the assigned affiliate link, which is provided by the company once you join. According to WHOIS, My 20 Dollar website was developed in September 2017.

The company does not have any actual products but a wide range of savings on condos, hotels, and vacations. As the name suggests, their product is typically in the Travel niche, and you can enjoy discounted prices on condos, cruises, and hotels once you become an active member. There is limited information about the firm and the founder of My 20 Dollar Business. However, you can see a gentleman by the name Steve Gresham doing a video presentation on the official website of the company.

Before this program, Steve Gresham ran Savings Highway as well as My 1 Dollar Business, a similar multi-level firm that partners with a wide range of companies to build volume savings, bonuses, and discounts for a variety of services such as health, food, travel and legal. Many people believe that My 20 Dollar Business is generally a rebranding and a re-launch of My 1 Dollar because the domain is still under

Products of My 20 Dollar Travel Business

My 20 Dollar Business has no tangible retail products or services, which means that the company affiliates can only market My 20 Dollar Business affiliate membership alone. This business opportunity provides easy access to a comprehensive travel services booking program. However, the travel section of My 20 Dollar has nothing to do with the multi-level marketing opportunity attached to it.

When you join this program for the 20-dollar price tag, you’ll get direct access to an amazing travel portal that’s claimed to have 75 to 90 percent cheaper rates on a variety of services such as resort stays, condo stays, and hotel stays than many other popular websites when taking a vacation or planning to travel.

You will also find a savings program that’s included with each membership, which shows you where you can save some money on retail products too. The travel portal you’ll get access to when you become an active member will offer:

• Condos

• Hotels

• Savings Program

• Vacations

The value you can get on the savings is fascinating. There are three levels that you use to join My 20 Dollar Business, and these levels will provide you with access to the savings program, travel discount portal, replicated website, as well as your back office with guaranteed support.

How Much Will It Cost You To Join My 20 Dollar Business?

To get started with My 20Dollar Business opportunity, you can sign up for any of the three different membership plans. The minimum cost you can pay to join My 20Dollar Business is $1. That will provide you with minimum access to this business opportunity. You can easily earn commissions at all the three Level memberships available in the program. Here is the actual cost for the three levels:

Platinum Level: $100 every month

• Gold Level: $20 every month

• Member: $1 every month

You can refer to the detailed compensation plan segment below to find out the benefits for every level of membership. Access to the saving program and travel portal is provided at all levels.

My 20 Dollar Travel Business Compensation Plan

There are three main ways to earn with My20DollarTravelBusiness opportunity, and you should recruit at least two individuals to join before getting any commissions. These ways include:

1. Fast Start Commissions

Once you join My 20 Dollar Business and get some new people to join, you’ll earn a Fast Start Commission of 50% of the individuals’ membership purchase as follows:

• Referring a Platinum Member for approximately $100 will earn you $50

• Referring a Gold Member for approximately $20 will earn you $10

• Referring a Trial Member for approximately $1 will earn you $0.50. However, Trial Members are usually upgraded to Gold Members after one month.

2. Personal Residual Commissions

Generally, the Fast Start Bonus pays commissions only on the price all your recruits buy to join, and that covers their membership during the first month. The Personal Residual Commission comes into play during the subsequent monthly payments of the membership of all the people you recruited.

Beginning the second month after all your recruits pay and join, you’ll earn 25% commission of all their membership payments every month going forward. So, you will earn:

• $5/month from all Gold Members

• $25/month from all Platinum Members

• $0.25/month from all Trial Members

3. Team Bonuses

The Team Bonus system is a 2×10 structure matrix. Generally, you are at the top, and there are two positions under you at level 1, there are four positions on the subsequent level down on level 2, and then there are eight positions, and the structure continues branching out in the same way.

The system branches out by multiples of 2 on each level and then goes down in 10 levels. You’ll be able to earn a 5% commission on membership costs down all these ten levels. Your main objective is to recruit two people in, and then get them to bring two people in, and the process continues. Nevertheless, you can recruit as many individuals as you want, and the additional recruits will fill the open positions in this structure.

Summary of the compensation plan

• You will receive a 50% commission with the Fast Start Bonus after personally enrolling a new member and this commission will come from the membership payments of the first month.

• Starting from the second month going forward, you’ll get 25% Personal Residual Commission from everybody that you enrolled in the program.

• You will earn a 5% commission down the ten levels every month via the 2×10 Team Bonuses.

My 20 Dollar Business Customer Reviews

Upon first glance on the company website, it appears that this online business has some incredible reviews. With a 4/5 stars rating on Facebook, you can never go wrong with an opportunity like this. Here are some of the customer reviews we found:

• This business model is incredibly amazing. Its simplicity makes it attractive.

• This program is one of the best I have ever joined. The business model is amazing.

• This business model presents a great opportunity for those individuals who have not made any money over the internet and fun to the experienced marketers to get better deals and also make a good income. I love working with Steve; he is transparent and honest.

Is My 20 Dollar Business a Scam?

In my opinion, My 20 Dollar Travel Business opportunity is not a scam. That’s because it provides everything that a reliable multi-level marketing firm should have. When it comes to the compensation plan and the company itself, I feel that the company is operated and run by an experienced owner, and their compensation plan is fair enough because it offers some exciting and attractive incentives.

However, there is always a certain sales target pressure within every multi-level marketing business. In general, you are supposed to maintain a specific number of sales or recruits to be one of the active members and receive your payments. In most cases, people usually spend their hard-earned cash to stock up products from these companies to meet their sales targets. That is the main reason why most people lose a lot of cash in a multi-level marketing business.

Pros of My 20 Dollar Travel Business

• It has low start-up costs

Unlike most traditional businesses that impose a high start-up cost to rent physical stores or to purchase inventory, My 20 Dollar Travel is a low start-up cost business opportunity, which means that the entry-level is incredibly low, but the competition package will be stronger on the other hand.

• It’s not a get-rich-quick deal

Contrary to common belief, this business opportunity is not a quick get rich scheme. Everything normally takes longer than many people think it should, which means patience and consistent action towards your goal is of the essence.

• It has a huge potential income

Generally, there’s no record on the company’s website on the amount of money you can get, but it all depends on your effort and your decision on how much you would like to earn.

Unlike regular jobs and employment where you can only earn a fixed amount each week or month regardless of the amount of work, this business opportunity provides you with the versatility of generating as high income as you want.

Cons of My 20 Dollar Travel Business

• It’s not accredited by BBB

Most people feel safer when they see companies that are BBB accredited. However, My 20 Dollar Business is not accredited by BBB, but that does not mean that it’s a scam. Maybe it’s because the firm is still new since the accreditation takes some time or maybe not.

• It looks more like a pyramid system

You can always see the difference between a real multi-level company and a pyramid scheme. Most of the companies might have a great focus on their recruiting system, but they have retail products as well. My 20 Dollar Business has no retailing products, which one of the main reasons many people think it’s a pyramid scheme.

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The reason why only a few people make some good money with multi-level marketing companies is due to their pyramid structures. These systems provide the few top individuals a percent with some kickback commissions and bonuses while seated at the top, making it more challenging for the majority who are at the bottom. This reason makes any MLM a not very good opportunity to generate a decent income.

My 20 Dollar Travel Business is a recruitment-heavy opportunity. To join, you only need to pay a low monthly fee, and then go out and convince other individuals to do the same. Income-generating opportunities along this line are typically high-risk, which means they are not for everybody. It’s possible to earn some good cash with My 20 Dollar Travels Business, but remember there’s also a probability you'll spend a certain amount of money every month and not recruit anyone, which means you will end up losing lots of money.

As a result, I would suggest you give this business some more time to observe how it goes and if you realize that the company is safe or they have added some retail products then you can give it a try. Take that risk aspect into consideration and know what you are comfortable with before making your decision.

33 thoughts on “Is My 20 Dollar Travel Business a Scam or a Legit Business Opportunity?”

  1. This sounds like it could be an interesting undertaking, it’s a new one to me, I’m not real familiar with mlm businesses but with the opportunity to get new recruits to join sounds like it could be a great opportunity. I have been in the affiliate marketing business for a little while and haven’t made any money, but maybe this program could be a fresh start for me. Thanks for sharing this great information and I am eager to jump in and get things rolling.

  2. Hi Tony, thanks a lot for sharing this review with us and giving your honest opinion with us today. It is amazing how many online opportunities are there with income potentials. When working through all the offers, it can be hard to judge which chances are legit, and it is great you are helping us with your research and reviews, I appreciate this a lot.

    However, you mention that In your opinion the $20,- travel business is not a scam, joining the programme would not be for me as I am unsurely they not having their physical products. The pressure of introducing a new member to the platform is not something I would enjoy. Als the program not being registered with BBB slightly worries me.

    I am grateful for your review, and I would like to say thank you for all you do. For now, I stick to Affiliate marketing and keep looking around for other online opportunities; I am looking forwards to read more reviews on online business opportunities from you.

    Best wishes,


  3. An MLM platform in the part of the travel niche? Well that’s not something that we see Everytime but I think that the fact that it is unique even makes it better and more profitable. I do not like MLM platforms for but I should be able to give this one a try albeit. You have good knowledge of this showing you have done great amount of research.

  4. It will be fascinating to see where travel goes in the next few months and how people start to travel again. I am a big fan of travel websites and it’s a shame that this is an MLM opportunity otherwise I might have been swayed. To be fair though and as ever you list the pros and cons very carefully and you are clear this is not a scam so I definitely trust the view. I suppose my ethical issue with the bottom top mentality that can’t be altered really in an MLM.

    It will be interesting how travel trends change post covid-19 and how the business regroups itself.

  5. It’s good to read about my 20 dollar travel business, at first I was expecting a different thing entirely considering the kind of name it has, reading this review and finding out that it’s is an MLM model that requires you to keep recruiting people before you can make business. I can’t recommend it because it’s MLM.

  6. Hi Tony

    It is easy to see the appeal of why  you can make money based on the travel niche but recent events has really curtailed  the interest.  It will take at least 4 years to get back to the number of people travelling at past levels. It is not worth investing any time or money  at the present moment, as you will not make any.  The amount of money you put in per month  for this MLM company is not too high and that is surprising, but even 20 dollars a month is a lot for those struggling  on the breadline. I think it needs more time to know if it viable or not but like all pyramid  schemes the top will benefit and the bottom will live of the crumbs.



  7. You have highlighted a few red flags in this review. However, had you not done that I don’t think it would have swayed me toward joining anyway because I simply don’t have the faith in the MLM business model. I have never liked the idea of trying to sell products or services to friends and family. I much prefer promoting products via my website instead.

     Some people do manage to make it work, but affiliate marketing suits me way better. Thanks for sharing.

  8. Thank you so much for sharing with us an interesting and research article. The main subject of this article is 20 Dollar Travel Business. It is truly commendable that you have demonstrated this topic so well in your article. I have learned a lot by reading your article and gained a lot of cognition about 20 Dollar Travel Business. Of the points mentioned in your article, I like product of 20 Dollar Travel Business.
    Finally, I enjoyed reading your article and I’d like to share your article in my Facebook group if you give me permission.

  9. Though this is a unique mlm platform and they don’t always come at every time which makes them very distinct consisting that thy are in the travel  industry. However, I don’t want to get engaged with mlm businesses again. Also, I wasn’t fully clear about their compensation plans too. So, maybe if I know more about them, I can suggest to my friends

  10. Hi Tony,

    Job well done, thanks!

    You did not set out to slaughter this company, but to give a comprehensive, well researched, honest and unbiased review. And even though you have alternative suggestion(s), you did not take an unfair shortcut by simply saying, “My Twenty Dollar Travel Business is a scam 👎” or the likes.

    But you do go on to honestly highlight the danger of MLM business models in general. These types of businesses are really troubling the world in the Twenty-first Century!

    Warmest regards.

  11. Well! The fact that this business is not accredited by the BBB enough is a reason to be alarmed by them. Though they really offer some very nice inputs and I will say that I am a big time fan of the fact that they offer so much more. However, I will not be too enthusiastic at the prospects of joining them yet. I would rather see and wait a little time more for the full bloom to see if it is the best for me

  12. Thank you for taking the time to review My 20 Dollar Travel Business. Personally, I would stay away from any type of business venture that might look like a pyramid scheme – because most of them are just a scheme in disguise. 

    From what I read I don’t think that this product is a complete scam but it is definitely intended to hook you up into getting more people in “pyramid”. And the only thing that is actually there is the membership.

    I would not recommend it.

  13. Hello there! this is an amazing review you have got here. Earning from this platform for me, its not that easy because recruiting new members into a platform that the commission rate is slow does not actually goes well with me.

    Thank you very much for sharing this with me, Its helpful for me!

  14. Hello!I

    I was looking for info about my 20 Dollar Travel Business and came across your website. I’m relieved to see that it is legit, because nowadays there are so many scams online, that you have to do research all the time, to make sure that something is for real. It looks like they have good commissions and the prices for the different levels are also great. I just wonder if it is easy to do, since this company offers no real, physical retailing products. I need to think about this before I join …

  15. Hi Tony, Thanks for the review of My 20 dollar opportunity. The concept sounds very interesting if you travel a lot. But, with the world in such a state due to the virus, I’m not sure it would be a good program to get involved in. But ,very informative article. Thanks again, Deanna

  16. I have heard a lot of hypes about this my 20 dollar travel business and I just have to know what is it all about. It sounds like a legit company like you said but it will need a lot of time and effort to make money on this program. I am just not that great with MLM structure but some of my friends are good at it and thriving. I wish they are accredited by the BBB. Now I have my answer, I am going to pass. 

  17. This is an interesting look at a MLM platform. I am not usually interested in MLMs because, from my experience, I found it hard to meet sales targets especially when the income depends mostly on recruiting. For me a program has to be sustainable. This means I have to be interested enough in what I am offering so that I am motivated to stay in the business. I don’t like ‘no products’ schemes, nor am I excited about pyramid look alike. Thanks for a great review that helps me identify what I need to look for in the search for online business.

  18. Hi Tony,

    Thanks for sharing the information about this opportunity. From what you have written, it appears to be a legitimate MLM program with some great money earning opportunities. I have been a part of several MLMs and this one actually looks the most promising for the least amount of cash outlay!

    I am always on the lookout for money making opportunities and have bookmarked your site! I appreciate your approach to reviewing various sites. You are very thorough and that is awesome!

  19. This is the first time I came across my $20 travel business. I would be very wary of a company that has no real products that they are selling. If their main activity is to recruit more people, then it is a pyramid scheme. 

    It is sad how many unsuspecting people would fall for that, and also shocking how scammers continuously take advantage of people and situations. They would be better off using their energy in a positive manner.

  20. I think you are right in that with My 20 Dollar Travel Business, patience seems to be the way to go. I know that I definitely want to see it grow a little more and become a bit of a safer investment before diving full on into it. I am not a huge risk-taker, especially when it comes to my money, so generally MLM’s are not for me. However, it is encouraging that this one doesn’t cost a lot per month and the potential earnings are great. Let’s see!

  21. Hi There,

    Since pyramids got banned from the internet MLM has crept back but I’ve noticed some are good and some bad. I enjoyed reading your review about the $20 opportunity on this one but it does sound ok to me. I would have tried an MLM but I got ripped with another program so it put me off it. Great review though well done. 

    Whether it works or not I’ve bookmarked your site to see if it does actually work later this year.

  22. Thanks for another great review, Tony! I’d never heard of 20 Dollar Business prior to reading this. Their concept for sales sounded fine to me, but you’re right. They’re too young to really understand yet, and I can’t take big enough risks right now to be the person trying out brand new programs like that. Additionally, in the current global climate with heavily reduced travel and vacationing, I imagine 20 Dollar Business is actually hurting a bit. Not the right time to invest anyways.

  23. Thank you for the review of My 20 Dollar Travel Business. At first glance, I wasn’t sure what this was. But as I read further I realized your point about this being an MLM. I’m always hesitant about MLMs for my own reasons. Regarding your review, I appreciate your candidness. You talked about some of the pros and cons of My 20 Dollar Travel Business, and it was very clear.

    The membership system seems like it’s a good deal at a glance. But like you said, it’s very recruiter-heavy. Before you make sales you want to recruit others. I think that was the most important part of your review. Thank you very much for being thorough with your review. 

  24. Generally, I have a good opinion about MLM model. Some people and some companies in it is a different story. If I was to weigh whether to join this particular one or not, I’d take into consideration your review, but would also do an additional research on the possible savings to see how real they are. As for the payout system-it reminds very much of those in, what we think, serious companies where you have the workers, then middle management above them, then senior management above them, then board above them, then shareholders above them, with each level paid differently and usually less on the lower levels and the highest income is again paid to the few on the top. Very much alike, isn’t it? The point is, the system itself is not to be blamed. People only usually think (and often they are told so) that MLM only needs to be joined and the money will pour with little or no work at all. However, it is a business as any other and requires time and effort to build up. The difference between a pyramid scheme and a true MLM in my view is the answer to the question: Would I buy their products even if there was no business opportunity associated with them? If the answer is no, that usually wraps up the issue.

    Your suggestion of affiliate marketing at the end of the article sounds sustainable to me.

  25. It sounds like a pyramid system to me. And I noticed you also mentioned it.

    I’m always careful, particularly of this type of products. The income potential seems high but I would prefer to go other, more sustainable path. Sorry, this is just my opinion.

    Thanks for helping me get to know this platform that I’ve seem people talking about.

  26. Thanks 

    Great to see a program that actually works and is trusted at all levels. I’ve been in sales for years so I understand that hard work goes into any success you want in life, that’s reality. But its also rewarding when the money rolls in. As you say, one just has to keep a handle on how much you spend upfront.  You’ve got some great pro’s for those looking to start up a business with a small budget – this is the business. AND its huge earning potential. 

  27. Hi, 

    You are such a star Tony. 

    Well, u have done an awesome review “Is My 20 Dollar Business a Scam?”. From what u say i believe it’s not a scam, but vacationing is taking a big hit at this time and maybe u will not find too many takers for this category.

    I also too the time to read about Zurvita and Nutri. I will definitely do more research on these. 

    Thanks so much.

  28. Thanks once again for your time and help with this matter as I have seen it in recent times and also heard from people….but with what I have read in your previous articles I don’t think anything scam can come from your end as you have proven to me that your are a personality of dignity. I would try my best to digest this article and hope stop start up soon.

  29. I agree with your suggestion to wait and see.  I think they are most likely legit.  I have heard many MLM presentations over the years. I think MLM can be a really good and legitimate business model but I think people mess it up. They make it sound simple and you can be making a lot of money quickly. “Just follow the system” and riches will follow. Having listened to the videos, it sounds like so many MLM pitches I’ve heard before. I’m not saying the company and the offerings aren’t good. And, I’m not suggesting that someone shouldn’t sign up. But it would be helpful to talk to some friends who have tried and failed in MLM’s in the past.

    I think you did a good job of laying out the facts.  Then, for those who want to learn more, the videos are right there for them to hear how it works.

  30. It’s good to review and reconsider MLM programmes before joining. The vast majority of them make money off their providers and not their clients. The recent boom in MLM businesses is indicative of a lucrative business model for the company, not the members. Most MLMs will end up costing time and money that could’ve been spent more effectively so you have a good recommendation telling people not to get involved with a new MLM before it has a track record.

  31. I joined at the $20 level, and through their savings portal I have saved money on:
    – Sams Club membership
    – Groceries
    – my cell phone bill
    – Telemedicine visit to see a doctor online

    They have WAY more vendors to save money at than just TRAVEL. So when I add up my savings on things I would buy anyway, it just made sense.

    Just saying.

    Oh, and the affiliate opportunity is nice because I earn way more every 14 days than the $20 I initially invested. And as a affiliate at the $1 level you earn .50, $10 or $50 which is great. You don’t have to be at the top levels to earn the top level commissions.

    Online Sales Rep


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