Q Initiative Q Tomorrow’s Currency or Just another Scam?

[yasr_overall_rating] Are you like me, do you get approached almost daily with offers to join the next “Opportunity” that's not a “Get Rich Quick” scam or scheme?

Many times in this past week I've been approached about this supposed new completely free opportunity to join the new Q Initiative Q opportunity that is promoting itself as “Tomorrow's Currency” that you can join today but only if and when you receive a personal invitation.

Yes, another by personal invite only site – I just recently joined a by invitation only site – View my profile page here and/or learn more about it on this post here on this website.  No, I didn't and most likely won't join the Q Initiative Q site, have You?

View this great post by Lela London of Forbes and/or this one by Lilach Baumer and co-authored by Orr Hirschauge with Tech in Asia

At the very bottom of this post, if you have or haven't joined the “New Currency Site” then comment and or ask your questions and/or share your referral link there.

Initiative Q from Initiative Q on Vimeo.

What is the Q Initiative Q all about?

Initiative Q is the creation of Saar Wilf, a serial business owner who began his very first payments start-up in 1997, and later on launched Fraud Sciences, which disrupted the payment security space and was obtained by PayPal in 2008.

Wilf has actually assembled a group of professionals from a range of disciplines, consisting of mathematics, economics, and other social sciences. The financial and monetary designs were established with Economist Lawrence White, a teacher of monetary theory and policy at George Mason University. White has actually released many posts, short articles and books on financial theory and banking, including The Theory of Monetary Institutions, Free Banking in Britain, and The Clash of Economic Ideas.

The concept behind Initiative Q is to first produce a massive of users, which can then be utilized to develop the world's finest payment network. Therefore, their primary focus is to get millions of Q members signed up, after which they will continue hiring the world's top specialists in payment systems, macroeconomics, and Internet innovations.

The above is the “What is the Q Initiative Q according to their website and is of course geared towards promoting their ideas and mission.

What they aren't telling us is that even though many believe that they are just getting started, they have actually been off and on promoting their system since at least April 2018 and that's pretty pertinent because back then they didn't gain momentum and here they are back again.

Social Media Pages for Q Initiative

According to the social media pages for the site, you can even get your personal invitation to this opportunity by going to one of them and posting there.

Initiative Q on Facebook – Already about 68,000 fans

Initiative Q on Twitter – Already about 30,000 Followers

Social media Invitation

Initiative Q's Economic Model

Every Q network member needs to know how valuable Qs can come to be. If Initiative Q succeeds in producing a world leading repayment network, it is anticipated that all Qs booked today for participants will eventually be provided at a worth of approximately one United States dollar per Q.

The complying with economic design discusses the thinking behind this price quote and the systems made use of to preserve the long-lasting value of Qs along with the development of the Q network.

Worth: the Equation of Exchange
The value of a money is influenced by several factors. The formula of exchange presents the “velocity of loan”, specified as the overall expenses (or earnings) because currency, separated by the cash supply (the total amount of money in circulation). The world's total financial task is around 100 trillion United States dollars, and also the complete quantity of loan in the world is in between 40 as well as 90 trillion bucks (relying on the meaning of cash). This gives a global ordinary speed of loan of around 2, which suggests that each unit of money changes hands approximately twice a year. Simply put, at any type of provided time people hold cash balances equal to around half a year's worth of income (or acquisitions).
Therefore, in order to approximate the value of all Qs, we require to estimate the quantity of deals on the network along with the velocity of loan.

Volume: The worldwide quantity of credit card purchases mores than 20 trillion bucks every year. Since Initiative Q's distinct distribution approach addresses the adoption trouble and opens up the gates to many new settlement technologies (discover more),1 buyers and also vendors will certainly prefer it to credit cards. Q retail quantity is thus projected at 5-20 trillion dollars, thinking effective globally adoption.2.
Speed of cash: In the long-term, Initiative Q's objective is for Qs to be made use of as a primary money, implying its velocity needs to be similar to the worldwide average of 2. This goal will be achieved by financially incentivizing using Qs for all types of purchases, consisting of wholesale, salaries, and also investments. Furthermore, Q will have a target rising cost of living rate of absolutely no, making it a lot more appealing as a long-lasting holding compared to standard currencies (which generally lose over 2% a year to inflation).
Nevertheless, it is affordable to assume that in the beginning, members will hold gets as low as one month's worth of expenditures, causing a speed of 12.

Splitting the economic task quote in case of successful market fostering (5-20 trillion dollars) by the velocity price quote (2-12) causes a complete value of between half a trillion to 10 trillion bucks.

The Q Payment Network

Initiative Q is creating a modern-day repayment network that will certainly aggregate the most effective concepts, innovations, and modern technologies established in recent years. The Q settlement network will enable secure, fast, and low-priced purchases, making use of a worldwide money.

Most of the concepts that Initiative Q will certainly include already exist in some type, yet so far they have actually obtained just minimal approval, as well as there is no universal system that integrates them all. This results from a classic poultry and also egg obstacle: No customer wants to sign up with a brand-new network with no vendors, as well as no seller will certainly offer a settlement choice that no customer makes use of. Initiative Q will certainly overcome this obstacle by dispersing its currency– Q– completely free to early adopters, producing reward for its fostering and also usage.
This paper provides a preference of the technologies and renovations that the Q repayment network will use.

Ease of use
The cards as well as money in our budgets are old ways to identify us as well as maintain a count of our funds. These functions can be easily integrated into a smartphone. You can simply stroll right into a shop without your pocketbook, as well as your settlement account is quickly identified utilizing digital methods such as a QR code or a distinct code. An RFID sticker label on the phone can be used as backup when the battery is dead.
Checking out can be also further streamlined. With the Q application, you can enter a shop, check the barcode of the things you want with the phone cam, and also merely walk out. At restaurants you can just leave when you're done, as your phone resolves the expense directly with the dining establishment's server. No flagging down the waitress, no delays.

There's likewise no need to fill out kinds each time you go to a brand-new on-line shop. As soon as you license your gadget, you are instantly determined, and also you can verify payment with 1-click.

Business like Apple, Google and also Amazon have actually established such functions, yet they are still utilized in a tiny portion of transactions. Initiative Q will certainly make them typical.

Fraud prevention
Vendors spend 8% of their profits on fraud-related expenses.1 Every circumstances of fraudulence takes loan from the system, and forces sellers to take costly safety measures– costs at some point borne by the buyers via higher costs. Nonetheless, there is a wide range of details and also technology that can dramatically lower scams when integrated right into the repayment network.
We already have access to some amazing innovation. Our smartphones include fingerprint sensing units, GPS, a video camera as well as microphone that can identify our face and also voice, along with one of the most advanced encryption abilities. These can be utilized to carry out highly protected multi-factor verification methods, which would certainly make it much more difficult to take our identity.

Compared to the very unrefined Address Verification Service (AVS) utilized by bank card, which just contrasts the figures of the payment address, the Q settlement network will certainly be able to confirm more information at higher accuracy, and integrate even more contemporary information sources, such as social media sites accounts.

Initiative Q can likewise employ the current algorithms to evaluate individuals' digital actions– technology presently offered by firms such as Forter and also Riskified, yet just utilized in just a little portion of deals.
Making use of a central settlement page for all Q users will aid develop patterns of suitable and also improper behavior, bring about a far more dependable scams assessment than any kind of individual seller can accumulate alone.

The above innovations are already readily available, as well as only require to be incorporated by Initiative Q, yet there is one capability that is special to the Q settlement network. Given that every brand-new participant must be confirmed by an existing member, that risks shedding their incentive in case of fraud, the Q payment network will certainly build a network of depend on partnerships that can be made use of to confirm purchases. For example, the system can call for that for huge or questionable acquisitions, a relied on buddy needs to call you directly as well as confirm that you accredit the transaction.

Promoting appropriate service methods
Way too much of the modern retail economic climate is based upon deceptive practices: instances where the vendor understands that the value to the customer is less than it appears, or that last costs are more than offered. These techniques include free trials that become paid commitments without warning, unforeseen rate adjustments, as well as promoting products with incorrect promises or deceitful marketing.

This inevitably injures everyone entailed. It causes uncertainty by possible clients, who need to continuously be alert, and hurts genuine services, who need to compete against bargains that are as well good to be true, and are eventually dislodged of the marketplace– additional damaging consumers.

Q will go additionally than basic consumer protection laws, producing a network where purchasers don't need to frequently bother with whether they are being scammed, as well as vendors can focus on quality rather than lightening such issues

How do they plan to do that? By making deceitful techniques a genuine factor for deal turnaround, thus inspiring sellers to share all info that may fairly affect purchase decisions, also if the law does not require it. Initiative Q will additionally require client verification for any kind of changes in settlement plans, such as increasing charges.

Furthermore, buyers will see consumer testimonials on each vendor's settlement web page, to guarantee far better service as well as to incentivize respect from both sellers and also purchasers. Initiative Q has the distinct capacity to make certain that evaluations are only given by confirmed customers that made an actual buy from that seller, escaping the issue of phony reviews applauding one business or discrediting the competitors.

Through these measures, the Q repayment network will end up being an atmosphere where purchasers no more require to fret about frauds, as well as sellers can focus on creating worth to purchasers.

Reversibility as well as dispute settlement
Regardless of just how excellent a system is, if humans are involved, there will certainly be mistakes as well as misunderstandings. That's why reversibility (one of the restrictions of Bitcoin) is so vital. Enabling transactions to be reversed benefits both customers and also sellers in the lasting, as consumers are a lot more ready to engage in the market when they have a procedure of defense. Additionally, this is already a feature of credit cards, as well as any kind of system that looks for to surpass them will need to provide comparable guarantees.
The Q repayment network can also consist of a computerized dispute resolution process, with an easy to use interface that enables customers to submit claims and upload evidence to support those cases.

Conflicts that can not be resolved automatically can be appointed to a trained rep, that investigates the insurance claims to establish whether there has actually been an offense of the Q repayment network guidelines. If the agent discovers that the vendor was at mistake, after that the purchase can be reversed, while in instances where both sides acted appropriately (e.g. an unapproved cost) the purchaser can be compensated by Initiative Q. 2 Such reimbursement can be paid from an international insurance coverage pool financed from deal fees.

Parental/ department controls
Sub-accounts can be easily set up to allocate funds, accredit costs, and supply easy accessibility to the full history of deals. This is ideal for youngsters or expenditure accounts that need to be monitored. A similar function can promote bill-sharing for dining establishments, energies, and also various other shared expenditures.

Buyers can have immediate access to their full deal history, including accurate times and also places for when and where purchases were licensed, what confirmation technique was used, a duplicate of the billing, details and also pictures of the products, shipment tracking information, an immediate messaging choice to communicate with the vendor, as well as a link to the Initiative Q disagreement resolution forum. This would certainly be a significant enhancement over the obscure references and also line-items on today's bank card declarations.

Debt allowance
Combining one of the most advanced technology as well as analytical techniques with info supplied by individuals, can bring about a far more precise and fair task of credit. More data and also more nuanced application of that data bring about far better educated choices. For instance, brand-new individuals can be examined on the basis of the credibilities of those that have confirmed them or are attached to them. This would give significant enhancements over the present credit report system, which depends only on repayment background, preserves inaccuracies for extended periods of time, and promotes financial obligation.

Bank-free. Problem-free
Worldwide, 38% of the adult population doesn't have a bank account. In some areas it's much higher; in Colombia and also Peru it's over 60% as well as in the center East it's over 80%. Initiative Q will address this issue, enabling people throughout the globe to make down payments, purchases, sales, cash transfers, and financial investments without ever before requiring accessibility to a financial institution. This can be specifically valuable in conflict as well as post-conflict regions.

Deal prices
Money continues to be the most typical retail settlement instrument, used in 32% of all deals in the United States and 79% in the EU. In a study of settlement methods in Asia, 57% stated they utilize cash money frequently. But this reliance theoretically has a price: printing, storing, transferring, and also arranging paper takes time and also money. It is estimated that using cash prices around $100 billion per year in the US alone. Checks are not much far better, costing United States companies tens of billions of bucks a year to procedure. Clearly, relocating to a digital system can conserve substantial costs.3 While credit report and also debit cards prevent these issues, they present various other high expenses, arising from their use out-of-date modern technology.
Because the Q settlement network will use a unified system and also currency, and also run electronically using the most innovative modern technology, transaction fees can be a lot lower. Moreover, by minimizing scams as well as fraud attempts, Initiative Q can additionally greatly reduce the covert costs that manifest in greater item prices.

We live in a global economic climate. Everything ought to be attached. With Initiative Q, it finally will be.

The Q repayment network supplies a unified system for payments, sales, as well as transfers that functions anywhere instantly. The same money (Q) is made use of in all regions, avoiding the need to exchange money at large fees.

AML – Anti-Money Laundering
One of the primary reasons for complexity in settlements is the need to abide by regulation for prevention of loan laundering. This is why worldwide cables can take days as well as cost $20-100 each.

The Q money stays solely on the Q network, and for that reason each Q can be tracked to its resource, removing the requirement for AML treatments, as well as paving the way for rapid cross-border loan transfers.

Efficient market
Today, a big part of purchases occur as an outcome of the seller's marketing initiatives, although almost all of those initiatives are not successful. This suggests consumers are continuously bombarded with ineffective messages, draining their time as well as attention, and also boosting product costs.

With innovative evaluation of buyer profiles as well as purchase history, Initiative Q can transform market characteristics: as opposed to sellers strongly convincing consumers they need their products, the focus will certainly shift to identifying real consumer requirements, and also finding the products that best meet those requirements.

Web content Monetization
The complexities and prices of existing payment systems make tiny immediate payments for material impossible, needing content developers to rely on advertising earnings. An universal, affordable, digital payment system can ultimately allow individuals to take in material ad-free, by charging a minimal amount, comparable to what an ad would create (generally a portion of a cent per web page or video).

Initiative Q intends to end up being the world's primary payment network. That needs developing locations throughout the world, abiding by regional guidelines, and also offering quality customer service.

To reach this goal promptly, Initiative Q will concentrate only on technology, criteria and law, while entrusting the financial procedure to numerous local agents. These local agents will certainly be responsible for client service, protecting members' funds, linking neighborhood stores, legal compliance, and also clearing up with various other agents.

Current settlement networks rely upon out-of-date innovations. They are decades behind in protection, ease of usage, and also reporting and credit score administration, resulting in high costs and overhanging expenses. By dispersing its money to early adopters, Initiative Q conquers the obstacles that prevented fostering of the lots of settlement advancements transformed the years.

As soon as a very easy to utilize, much faster, a lot more safe and secure, globalized system is extensively offered, it will quickly come to be buyers' and vendors' recommended approach of payment.

Why should I sign up with Initiative Q?
The earlier you join, the higher your reward. Our team believe that Initiative Q will certainly conquer the main obstacle to a much better settlement system, and has a good chance of ending up being the international criterion. However even if you provide it just a 0.1% chance of success, think about it as a totally free lotto ticket.
Why not? It's totally free as well as risk-free. All you need to do is offer your name as well as email.
By joining, you boost the chances of success, and speed up the change of the settlement market– an adjustment that will benefit everyone, getting rid of the demand to lug money and/or plastic as well as leading to lower expenses, less fraudulence, and also less rip-offs.
You will help reduce the enormous waste and also air pollution triggered by Bitcoin and also cryptocurrencies, presently eating as much energy as 6,000,000 houses!
What are the threats in joining? What will you make with the information I provide?
There are no risks. It's secure as well as cost-free to sign up with; you just offer your name and also email address. We save your personal data firmly and we don't share it with anyone else. We will only email you regarding the task as well as your account (read our personal privacy plan).

Why do I need to verify my e-mail? What happens if I don't?
Email verification aids guarantee that accounts are produced by actual people as well as not robots. If you don't validate your e-mail, it will become removed from the system and also your account will certainly not be triggered or qualified for benefits.

Why does an existing participant requirement to validate me?
A protected settlement network requires that accounts be related to actual people. This is particularly vital when possibly very important benefits are at risk. As a result, we require that all brand-new members be confirmed by existing individuals that in fact know them. There are rewards for confirming brand-new participants, as well as disincentives that dissuade verification of contacts you do not recognize well or count on.

In addition to preventing false enrollments, this procedure builds a “depend on network”, which can later on be utilized to enhance safety and security. As an example, if a purchaser is purchasing a high-value thing, it is essential to confirm that their account was not taken control of. Because instance, one more participant who has a trust relationship with the customer can be asked to examine that the purchaser knows the transaction.

Is this a pyramid or MLM scheme?
Pyramid plans gather cash from new members and also disperse it to earlier members. In contrast, joining initiative Q is totally cost-free. So, plainly, there is no loan to hand up the “pyramid” to earlier participants.

Initiative Q does offer Qs to members who sign up with, and also extra Qs are offered to early members as well as to those who welcome their friends. Nonetheless, the value of these Qs will come from them being slowly approved as a better money, according to the “formula of exchange” in business economics.

Initiative Q's advertising and marketing method is not various than that utilized by lots of business, such as Dropbox, Uber, AirBNB, Zoho and also others, that make up individuals who invite their buddies. In Initiative Q's instance new registrants may in some cases see even more worth in the incentive, resulting in even more invitations being sent.

The need that new members be invited by existing customers has an additional benefit, outlined in the previous question.

Just how can I obtain welcomed? What if my welcome link does not function?
If you were welcomed by somebody who has actually used up all their invites, you might ask to link you to a common pal who may still have open welcomes. Or else, the two most convenient ways to get welcomed are:

Submit a blog post on social media sites asking your good friends whether any one of them have actually currently registered and also can invite you.
Most likely to the Initiative Q page on Facebook or Twitter and see which of your buddies comply with or such as Initiative Q– they may already be registered.
What is an “Initiative Q Evangelist” and exactly how do I turn into one?
Every brand-new member can invite and also verify a limited number of friends. This helps ensure a diverse area of Q participants and also stays clear of concentrating the benefits amongst a little clique. Nonetheless, individuals who successfully complete every one of their initial invites are updated to “Initiative Q Evangelists”. Evangelists obtain added time as well as invites to invite others and book new Qs.

Can I register several times as well as get even more Qs?
You may only open one Q account, using your real information. Giving fake information, information of another person, or opening several accounts will result in the elimination of all accounts and also their Q balances.

Keep in mind that this likewise applies to accounts of the exact same person making use of various signup techniques, e.g. opening one Q account using Facebook, and also an additional making use of Twitter.

Signup and Verification
Why really did not I get a confirmation e-mail?
Not obtaining emails is commonly as a result of misspelling your e-mail or your spam filter settings. Occasionally our e-mails are delayed by your email provider.

We suggest:

Checking spam/junk folders.
Registering once again utilizing the exact same email meant properly (if you misspelled your e-mail address). Unconfirmed e-mails are immediately eliminated from the system within a couple of hrs.
Registering by means of Google, Facebook, or Twitter.
Using a various email address.
Why can't I visit?
There are a couple of reasons that can lead to login problems.

You did not finish the signup process.
The individual that invited you rejected your demand, or you removed your very own account.
You are utilizing the wrong email address or you misspelled your email address (also periods make a distinction: john.smith@mail.com is not the same as johnsmith@mail.com).
You subscribed by means of Twitter, Facebook, or Google so you do not have a password (you can continue to visit through Twitter, Facebook, or Google or you can click “neglected password” to establish a new password).
Where is my welcome web link?
To invite close friends and also get more Qs, log right into initiativeq.com/login as well as share your distinct welcome link. However make certain that the individual that welcomed you verifies your enrollment demand! You will just have the ability to validate your buddies as well as reserve Qs after you have been validated yourself.

Why can not I approve individuals I welcomed?
After you sign up, your account is still pending till the individual who welcomed you confirms your enrollment. At this state, you can't confirm your very own guests yet. We suggest you call the individual who welcomed you as well as ensure that they confirm you.

When you're accepted, you can validate your friends at initiativeq.com/login by clicking “Review” next to their name and choosing the “Approve” option.

I am not verified and I can not get in touch with the individual that has invited me. What do I do?
Shut your account as well as accept a brand-new invite from a person you recognize and whom you can get in touch with.

An account can be closed by logging right into initiativeq.com/login, clicking the “Settings” choice at the bottom of the web page, as well as selecting the “Close Account” alternative. All information will be removed, and we will certainly not have the ability to recover it under any kind of conditions. Please note that once you shut your account you will certainly lose any type of Qs connected with that account, as well as you will no longer be able to welcome or confirm good friends from that account.

Why isn't my welcome link working?
There are a few feasible reasons:

Just a limited number of buddies can use your link each time. After you validate their registration, you may open added invite places.
Each member has a restricted number of welcomes. If you've lacked welcomes, you can refer them to a common close friend that you've already authorized.
Ensure that you shared your very own distinct recommendation link, not the one you used to subscribe. The web link you utilized to subscribe belongs to your inviter, so if you share that web link, your inviter will get confirmation requests from your close friends rather than you.
Why can not I see the people I invited?
There are a few factors you may be experiencing issues with inviting others to join Initiative Q.

Make certain that you shared your own special recommendation web link, not the one you at first utilized to register. The web link you made use of to sign up comes from your inviter, so if you share that link, your inviter will certainly obtain confirmation demands from your buddies rather than you.
See to it that your friends actually joined a legitimate email address. Unconfirmed emails are instantly removed from the system within a couple of hours.
What if a new customer did not verify their email address?
Unconfirmed emails are immediately gotten rid of from the system within a couple of hours. Then the inviter's pending invites are cleared and brand-new customers can subscribe once again.

Just how do I shut my account?
An account can be nearby logging into initiativeq.com/login, clicking the “Settings” option at the end of the web page, as well as picking the “Close Account” alternative. All data will certainly be gotten rid of, as well as we will certainly not be able to recover it under any situations. Please note that as soon as you close your account you will certainly lose any Qs related to that account, and also you will no more be able to welcome or verify close friends from that account.

Acquiring Qs
What do I obtain for signing up?
When you register, a certain variety of Qs are alloted for you. These reward Qs act as motivation to sign up with, as well as they will slowly be released to you after the Q payment network ends up being energetic.

Why would you hand out Qs free of cost?
The best challenge in creating a brand-new settlement system is how to convince every person– customers as well as vendors– to join when the network is still small. Booking high Q incentives for those registering early conquers this issue, and will certainly enable us to construct a payment network that is years in advance of anything offered today.

How much Q do I get for joining?
The optimum quantity of Q you can receive relies on when you subscribe. At each phase of engagement with Q (first signup, confirmation, using the system once it's ready, and so on) you can declare much more Q. It's crucial to complete each phase as soon as it's readily available, as some tasks have a due date.

Why is the signup reward regularly decreasing?
Joining after the Q payment network has actually been extensively adopted requires little exterior motivation, since once the fostering difficulty is solved individuals will value the far better technology, comfort and also expense. Joining after millions have joined is likewise a simple decision, given that you currently understand there's a likelihood the task will certainly prosper, and also the benefit will certainly become important.

Yet joining at the extremely onset calls for genuine vision and also foresight. We wish to compensate our participants appropriately.

Why am I required to complete jobs to schedule my complete Q reward?
Initiative Q's unique incentives model is what permits it to conquer the fostering obstacle that has hindered previous settlement innovations. It encourages quickly adoption of advanced settlement innovations, while others struggle to draw in new users.

Initiative Q will certainly be offering free currency to incentivize actions that assist the system expand. That consists of tasks such as: registration as well as verification of friends, setting up the Q application, including details, making purchases, and so on. These tasks are in everyone's rate of interests, as they will certainly help Initiative Q expand, and also get to the target of launching all Qs to members at a value of around one USD per Q.

I desire even more Qs. Can I acquire them?
Qs are not presently to buy. We plan to permit buying and also marketing Qs versus other money once the repayment network is live.

The Q Payment Network
What benefits does the Q settlement network offer?
Over the last few years lots of breakthroughs in payment systems have been designed, however they have actually not been provided, since they are only valuable once they are extensively embraced– a hen and also egg problem.

Initiative Q's distribution rewards solve the adoption issue, thereby providing one global network that incorporates much of these innovations, such as:

Reduced purchase costs: A streamlined, digital process with better fraudulence protection indicates less costs.
A global money and one international system: one address for all monetary needs.
Leading edge steps to guarantee secure deals: finger print, voice as well as face acknowledgment; multi-factor verification; as well as progressed artificial intelligence designs.
Simplicity and user-friendliness: 1-click settlements; no need to lug cash money or cards.
Client security: Using inner regulations and also buyer responses to stop sellers from misstating their products as well as pricing.
Reversibility and also reliable dispute resolution: simple on the internet cases process to guarantee individual self-confidence.
Optimum debt appropriation: Using richer information and also more advanced versions to properly designate credit scores to loan providers.
Adult control: Sub-accounts that enable moms and dads to manage kids's expenditures.
Helping the unbanked: Connecting to the globe economy the billions that don't have access to economic solutions.
See an extra full summary in our Vision paper.

Why will Initiative Q succeed where others haven't?
Given that settlement systems involve a network of customers and also vendors, a brand-new modern technology only brings value once it is widely taken on– customers initially wish to see lots of vendors providing it, and also the other way around. There have actually been numerous wonderful settlement innovations established throughout the years, but they stopped working to get universal acceptance due to this barrier. Initiative Q's innovation is in leveraging the future value of Q itself to incentivize its prevalent adoption. Our special reward system encourages individuals to become very early adopters, and unlocks to fostering of major developments in the repayment sector.

What can I perform with my reward Qs?
As soon as the system is functional, the Qs booked for you will be released slowly, and also you will certainly then be able to use them for any type of payment or exchange: purchases, sales, leasings, financial investments, etc

. When will I have the ability to use my benefit Qs?
The incentive Qs scheduled for you will be launched progressively. Dispersing all the Qs at the same time would certainly flooding the market as well as cheapen the currency. Consequently, once the system goes live and also starts to expand, just an established percentage of one's reserved Qs will be available for spending. The price at which Qs are released will be controlled to preserve a secure exchange rate of around one Q per one United States Dollar, while also incentivizing financial development. Qs might be provided faster to members in some locations to accelerate the creation of regional Q-based economies.

Economic designs show that if Initiative Q does well as well as the Q payment network ends up being a prominent repayment approach, after that ultimately all of the Qs booked for participants will certainly be released while still keeping this 1:1 exchange with USD.

Are my Q transactions private? Can any person see them?
Initiative Q is made to do well as a conventional settlement network, which indicates fully following all regulations and policies. Purchase details on the Q settlement network will certainly be dealt with similarly to exactly how existing repayment and financial networks run, in which the financial institution keeps all purchase documents, yet have to safeguard the information and also can not share it with outdoors celebrations unless needed to do so by legislation.

Just how much is one Q worth in USD?
At this stage, Qs are just being booked, and can not be made use of. If Initiative Q ends up being a leading payment network, Qs are expected to be worth around 1 US buck per Q. This price quote is described in our financial design.

What is your quote of the Q worth based on?
The reasoning behind the approximated future value of the Q repayment network can be summarized as adheres to:

The repayment globe is stuck with years old innovations, considering that it is very challenging to get purchasers to adopt a brand-new innovation that sellers don't yet support as well as the other way around.
Initiative Q addresses this issue by making up early adopters with future currency.
This allows the structure of a repayment network that is far above existing ones.
A settlement network that is both exceptional technologically, and also extensively adopted, would be chosen by both purchasers as well as vendors.
It is practical to anticipate that such a network would eventually overtake credit cards, which represent $20 trillion in annual purchases.
The overall amount of cash in the world is about half the globe's yearly economic activity. The value of all Q money can hence reach half of Q's annual volume (i.e. $10 trillion).
An alternate information point is the worth of cryptocurrencies which peaked at nearly $1 trillion, in spite of hardly being utilized for real payments (almost all activity is supposition).
Therefore, the complete future value of Qs might reach a couple of trillion dollars. Given that there are presently 2 trillion Qs, the goal of one United States buck per Q is possible.
For more information see Q's economic model.

What happens otherwise sufficient people register?
Initiative Q requires lots of dedicated customers to make sure a significant network of customers and sellers. If an emergency is not gotten to, the task may not go forward. Since the benefits are only important once the system is practical, it remains in everyone's interest to obtain others to sign up with.

Behind Initiative Q.
Who lags Initiative Q?
Initiative Q was founded by Saar Wilf, a serial entrepreneur that began his first settlements start-up in 1997, and also later founded Fraud Sciences, which redefined the repayment protection space as well as was acquired by PayPal in 2008.

The Initiative Q team makes up leading professionals in settlement systems, macroeconomics, as well as Internet modern technologies. The idea behind Initiative Q is to initial create an emergency of customers, which can after that be used to develop the world's ideal settlement network. As a result, presently our primary emphasis is to obtain millions of Q participants registered, after which we will certainly hire the world's top specialists in the space.

What is the financial board?
An international money must not be controlled by one personal business. For that reason an independent financial board will certainly be appointed via ballot by all members as well as stakeholders in the Q payment network. The board will just issue new coins for the purpose of keeping security, and also raising adoption– similar to exactly how the globe's biggest currencies are handled.

The choice– having actually a dealt with supply of Qs (like Bitcoin) or a similarly simple monetary plan– will not work in the real world. Stability of buying power is essential to success, and also it can just happen with intelligent evaluation of economic task as well as client actions.

Learn more regarding our monetary policy.

That are Q agents?
Initiative Q will focus on the innovation, standards and also regulation of the payment system, while handing over the monetary operation to numerous neighborhood representatives. These neighborhood representatives will certainly be responsible for client service, guarding participants' funds, linking regional stores, lawful compliance, and also working out with other agents. Agents take on each other to handle member accounts (purchasers or sellers), as well as get a tiny cost for purchases they process. With each other they make it possible for the Q payment network to be a truly worldwide system, with local branches providing individualized assistance as well as accessibility.

How many Qs are there? Who holds them?
2 trillion Qs will certainly be released, to be distributed as adheres to:

80% are anticipated to be dispersed as incentives– to urge customer activity and advertise network growth. Around half of the rewards are scheduled for purchasers, and the rest for vendors, representatives, factors, and also to incentivize growth-supporting activities within the Q network.
10% are appointed to the Initiative Q settlement business, for the objective of funding growth of the world's most innovative settlement network.
10% are appointed to the Q monetary board monetary gets. These will certainly be gradually transformed to other currencies and monetary possessions, enabling any kind of Q member to conveniently transform to other currencies if needed. Monetary committee members will be made up according to industry standards.
When the initial 2 trillion Q are fully distributed, the monetary committee might produce and disperse brand-new Qs in order to maintain the money supply in line with financial task and also to preserve stability, as laid out in the economic model.

Since this idea is out, what avoids a hundred brand-new Initiative Q-like networks from turning up?
For a brand-new repayment network to do well, it must reach wide scale fostering. Buyers need to see lots of vendors sustaining this repayment option, as well as vendors must see numerous buyers requesting it.

If the market pieces right into many networks, this is a lot less most likely to take place, as well as everyone sheds– the competing networks, the customers as well as the sellers. It is therefore a high concern for Initiative Q to discourage copycats, at least throughout the initial development phase. This includes:

Exclusivity incentives– Initiative Q will certainly give motivations for sellers who commit to utilizing the Q payment network specifically.
Legal– Core elements of the Initiative Q model are patent pending.
Profession secrets– Initiative Q has a number of devices to accelerate development, which will certainly be presented in the future. To maintain the affordable advantage these will be exposed only when necessary.
Fast growth– Most significantly, the quicker the Q payment network grows, the more difficult it will be for a beginner to capture up. Here you can aid: obtain even more of your friends aboard, as well as enhance both your benefits and the probability of the Q payment network's success.
To be clear: while a unified network is needed for success, competitors is important to drive development and advancement. The Q settlement network is for that reason made as an open network of independent operators who compete on linking purchasers as well as vendors to the network.

Learn more concerning the Q repayment network's style.

Qs vs Crypto
Exactly how is this different from Bitcoin as well as cryptocurrency?
Cryptocurrency is a dazzling service to a trouble that doesn't exist.

Cryptocurrency is electronic money that is difficult to counterfeit. While the mathematical structure is inventive, an “immutable cash journal” is far from being a major need today. Our loan is already digital, in the form of financial institution computer documents, as well as no person is fretted that these records will all of a sudden go away. This is because of a durable system of depend on and administration that secures people from such threats.

While numerous dislike this complex system, it functions sensibly well as well as there is still no better option. As a matter of fact, the anti-counterfeiting measures that cryptocurrencies deal produce a range of much worse issues:

Moving security risk to the currency proprietors: Removing financial institutions from the system likewise removes the security that banks provide in security, fraud prevention, and also dispute resolution, leaving individuals vulnerable to theft, rip-offs, and human mistakes.

To protect themselves, cryptocurrency individuals are expected to undertake complicated protection procedures such as generating cryptographic secrets utilizing dice, entering them into an extra laptop computer that is later ruined, keeping the secrets making use of unique equipment from multiple manufacturers, and also maintaining paper backups in financial institution safes.

Comparing that to bank card, which permit consumers to pay making use of simply a few unencrypted numbers while being fully secured from losses, underlines exactly how much cryptocurrencies are from ending up being the money of the future.

Unstable value: A standard demand for a money is stability and also predictability in buying power. This requires a thoroughly handled monetary policy that matches the cash supply to present economic task. Cryptocurrencies have either no monetary plan or an excessively simplified one. Because of this their value fluctuates swiftly, providing them unhelpful for purchases and also profession, with all activity driven rather by speculation.
Legal controls: Whether we like it or not, federal governments still hold supreme power and they demand controling money transfers, financial purchases, financial investments, and also their underlying devices. Any money that tries to prevent such guidelines, including most cryptocurrencies, will certainly encounter an uphill battle to large scale fostering.
Reversibility: No matter just how excellent a system is, if people are involved there will certainly be blunders and misunderstandings. Permitting deals to be turned around benefits both customers and also sellers in the long-lasting, as customers can take part in the marketplace extra with confidence. Naturally, reversing a transaction ought to be allowed only for sure reasons– something that can just be determined by human beings adhering to treatments. This goes against the decentralized nature of cryptocurrencies, making wide-scale fostering challenging.

Waste: Bitcoin's energy usage amounts that of 6,000,000 families as well as discharges 90,000,000 kg of CO2 (200,000,000 pound) on a daily basis. Worse, all that energy is invested to support just 2 transactions per 2nd– an unlike the countless transactions per second on the bank card network.
Initiative Q's main goal is to achieve international adoption, and also Initiative Q for that reason prioritizes convenience of usage, security, protection, efficiency, and also validity, over abstract objectives like decentralization. This is a real world service for real world troubles. It is based on a network of Q agents, who utilize hundreds of individuals, satisfy neighborhood laws, and also ensure that members receive top quality customer care and are fully shielded from burglaries and also frauds, without needing them to become safety and security professionals.

Nevertheless, several of the principles behind cryptocurrency are valuable, and might be deployed in Initiative Q's backend, for negotiation in between Q representatives– where these drawbacks end up being minimal.

Is this an ICO?
No. ICO, Initial Coin Offering, is a term utilized in the cryptocurrency globe to describe the public sale of recently issued coins. Initiative Q's goal is to end up being the standard in repayments and to produce an international money. That calls for fostering by numerous millions of participants, which will not occur if they are required to pay. Qs will certainly therefore be dispersed for free.

Just how is this different from an “air decrease”?
” Air decrease” is a term made use of in the cryptocurrency world to describe free distribution of coins. While Initiative Q will certainly distribute totally free currency, that on its own is not nearly enough to transform settlements. It can just do well in harmony with two other activities:

Requiring members to carry out easy tasks to receive the rewards. These are tasks that promote broad scale fostering of Q, for the benefit of all participants (find out more about the thinking behind these tasks over).
Development of a modern payment system. The eventual success of Q is based upon it being the safest, most convenient and also most inexpensive way to trade. The totally free circulation of coins is only intriguing insomuch as it promotes the adoption of innovative settlement innovations (See our settlement system vision).
Additionally, Initiative Q is not a cryptocurrency, which permits it to avoid the several shortcomings of cryptocurrencies

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101 thoughts on “Q Initiative Q Tomorrow’s Currency or Just another Scam?”

  1. Businesses are coming up daily and they ca even have some really good agenda you’ll appreciate a lot and this is one of those. I am glad to have read and learned some other ways to make money. Personally, I am more interested in other business offers such as Wealthy Affiliate but I appreciate gaining new knowledge that may be useful to me in the future

  2. I heard of initiative Q but I didn’t know if it is really worth the try based on what I saw and I felt it would only be intelligent for me to come online to see what others think of it and now that you write this, I know a lot more about it now and I feel it would be better off if I just steered clear.

  3. There are lots of scams out there so it is very important that we read through reviews that will make us understand what each product is about. Their product is not really up to My taste and I think it’s best if you’re able to know about your choice. Thanks Tony for this opportunity and it’s very thoughtful of you m

  4. This might be the future and might also end up being another wasteful platform that is not worth the hype that accompanies it. Either way, it may be worth giving a trial too. What has been shared here is really good to see and personally, I feel this can make the whole difference later in the future. Thanks here

  5. Hello, Tony Lee Hamilton!
    In this article you can find everything you need to know about The Initiative Q. I am glad to have read and learned some other ways to make money. Personally, I am more interested in other business offers such as Wealthy Affiliate but I appreciate gaining new knowledge that may be useful to me in the future. Best regards.

  6. Thanks for another informative article Tony. I haven’t come across Q Initiative Q before. You’ve given us a huge amount of valuable information here to digest. At the moment I don’t think I have enough knowledge and confidence to take on a business model like this, but I would consider it for the future after some more research.

    Thanks for all the value you share,

  7. Hello Mr. Hamilton,

    From what I’m seeing in this article, on Initiative Q, we are very close to a revolution in the way of selling and buying, replacing paper money as the means of carrying out all our financial transactions. As I keep working on my own website, I see many “great” opportunities for anyone who is interested to make some money online, but I decided not to run after anything that shines and promises to be a great deal anymore. After reading your full review, I got some information to say I pass on this one. So I truly appreciate the details on it

  8. Hello,

    The article Initiative Q is to first produce a massive of users, their primary focus is to get millions of Q members signed up, after which they will continue hiring the world’s top specialists in payment systems, this sounds so tasking. Initiative Q is creating a modern-day repayment network that will certainly aggregate the most effective concepts, innovations, and modern technologies established in recent years.

    Thank you.


  9. Hello Tony, from what you report in your extensive article on Initiative Q, we are very close to a revolution in the way of selling and buying, replacing paper money as the means of carrying out all our financial transactions. It seems very difficult to take the step for most people. I believe that the strategy followed by the company involving a greater number of people in the project to create a critical mass that will give it the initial volume, may be the key to developing this option and gradually building trust in sellers and buyers. He looks very attractive but I think this change will take a long time. Interesting information. Thank you!

  10. Thanks so much for sharing a great and full review on Q Initiative, to learn about what it is and how it works, and mainly to know if this a good opportunity or not.

    As I keep working on my own website, I see many “great” opportunities for anyone who is interested to make some money online, but I decided not to run after anything that shines and promise to be the great deal anymore. After reading your full review, I got some information to say I pass on this one, I’m currently working on my website and it’s starting to work good so I like how it works and I see it has future. I like to work on one thing at the time, but I will come back to your website to see if you have a follow up on this business, I would like to see how it’s working in one year or two. 

  11. Just the process of expecting someone´s invitation is a challenge. That is the first obstacle.  The second one is the concept itself. As I can understand is all about a settlement of an unified system, with a given currency, and a top notch tech system.  That, for itself is too subjective to achieve in the long run.

    Even coming from multidiscipline format knowledge I doubt that it will lower transaction fee. And even if it lift up it will certainly be for the elite people. 

  12. This is a big promise for someone like me who is fed up with credit cards, who doesn’t like walking with cash, who sometimes need to see the history of transactions, and who is always attracted to futuristic ideas if they seem right. I like how easy it is to get on the bandwagon, and that there is no payment to be made at the start. Seems like some financial institutions might be out of business, depending on how people respond. Great  ideas. I will be looking further into this.

  13. Well I have to admit that I have never heard of Initiative Q, or Q Initiative Q Opportunity, but I am very scared of the new currency stuff that is going on throughout the United States. I went to the grocery store a couple of days ago just for a few items. I gave the clerk $20.00 for a $14,22 purchase, and she said that she did not have any change, but she would round down the .22 cents and so I only paid $14.00. But I guess what I am trying to say is that they are gradually getting rid of currency and I am not ready for that yet. Cold Hard Cash, that is what works for me.

    The Economic Model is way over my head. Initiative Q really sounds like something that maybe QANON is developing a pyramid scheme. I am very much with you I will not be joining. Initiative Q anytime soon.

  14. Les nouvelles technologies ne font que varié et chacun essaye de dépasser l’autre en faite les nouvelles monais ne font que tombé c’est la première fois que j’entends parler de celui ci alors vue que sa vient d’un site de confiance alors j’ai plus confiance sur ce qu’est dit sur sa. Vue que le monde evolu nous alons découvrir énormément de changement

  15. Thank you for this Tony! In my opinion, since no one is actually buying anything at this time and there is no Q coin or even network to support it, it’s difficult to call it a fraud. It’s simply unproven or unknown but that’s far from saying the whole project isn’t legitimate. for me, It’s really a wait-and-see situation.

  16. Thank you Tony,

    This is a truly astonishing review of something that I always find very complicated. There is so much information here that i will read a couple of times so that I can truly get my head around it. So far I am of the conclusion that this is worth joining as there is no cost. The only thing that I am unaware of is how long it might take to work and for people to start to see things developing and moving forward? I do not understand Bit Coin and initially put myself forward but then declined after the pushy sales environment to join. This however seems better relaxed and definitely something that I will like to be a part of.

    Your review here is full of such useful facts and figures and I am pleased that you have shred this with us.

    Truly intriguing

    Thanks again

  17. Wow, you have provided a lot of detailed information to help readers understand about this new program. I’ll be coming back to this article to re-examine it. But I am not sure I’m ready to just jump in. It seems like more of a wait and see, at least for me. 

    I was also hesitant with Bitcoin at first but have since found it useful and even slightly profitable as the value increased over time. May Q will be another one I can trust, in time. I guess it’s just hard to see beyond the actual cash system (cash, credit) that we grew up with.

    I’ll be following this program and maybe will find it intriguing enough to try soon. Thanks for all the information!

  18. This ia a lot of detail that you put into this review which is much appreciated. I am a huge fan of how you incorporate information from different sources into one post so that us (your readers) can get the most in-depth information in one post. I myself do not have much experience with this topic and have not heard of Q initiative. Based on the information you provided, I feel like I would be able to make an informative decision on joining or not if I indeed got a special invite. 

  19. Hello,

    I don’t know anything about Initiative Q but you can notice that they are making everyting they can to make their compensation plan transparent and to fight against fraud. Just for that I would applaud this program even if I don’t believe that I would use it in a close future. Good job as always!

  20. This article was a very insightful piece. The goal of making Initiative Q tomorrow’s currency is interesting. 

    You gave a lot of information and was very detailed with the break down. There was a background information as well as a list of questions that were appropriately answered. Good job with this review. I learned a great deal.

  21. That is a long and complex post, I thought I would get to the end and there was even more to read. I am not sure I fully understand it all, but it sounds a great opportunity. If nothing else it made me think of the phrase, you have to be in it to win it. I will hopefully be joining soon.

  22. This is the longest post of yours I have ever read. The detail contained in it is brilliant as it’s been around since 2018 and has done virtually nothing in that time, it would appear that it’s not worth joining. This sort of program attracts newbies to the online world because they are green. It’s awes that you take the time to write these articles to help everyone to save time and hard earned money.

  23. This is a tremedosly detailed site.  I am going to have to read it again.  The concept of a Q intrigues me primarily because I had a close friend suggest that I buy bitcoin with it was $100 for one.  I laughed at him and said that cryptocurrency would never work.  Four years later, each $100 bitcoin was worth $30,000.  I do not intend to make the same mistake with this.  I am going to reread your article and do a bit more research and then most likely get into this venture.

  24. When it comes to online, and money making everything you see via the net isn’t real because there is a lot of scam out there.
    Basically over the last few years, I’ve heard talks about investments such as Crypto Currency, Bio Currency, I think now this Q network. To be sincere, I don’t know enough about any of this to give a decent comment. But with this your honest review. I will have to look into it when its time for me to invest.

  25. I already invested in this for a very long time when the platform itself just kicked off but now that you have written this I remember about it because I have already forgotten. I’m really surprised that this one has not really come into the limelight like I would have expected though and they made so many claims too.

  26. There’s re lots of scams online that people should be careful of because there are lots of ways by which they are operating, it is good to look out for articles and reviews like this that’ll help you get enlightened about these scams. Thanks for sharing this, it is very helpful and i’ll share it to others .

  27. The  Initiative Q system really looks complex maybe because  have not heard anything about it, until I read your article. I think one needs to do some indepth research before even thinking about considering it or recommending it. The read was interesting an eye opening to opportunities out there to create multiple streams of income,

  28. I’ve heard of Q Initiative a while back but never really looked into committing to doing the research for it. I get offered everyday different scams and get rich quick programs that you can get lost on which is legit and which just wants to take your money and run. It’s always best to be cautious on what you want to invest your hard earned money in.

  29. It sounds just like the potential is there, but since I have exceptionally restricted encounter with interchange shapes of money, there would unquestionably be a learning bend. It beyond any doubt would be decent not to need to hold up for a check at the coffee shop or things like that, in spite of the fact that. A clear plus! Less extortion would be a genuine also, as well! I can’t tell you how numerous times my credit card has been utilized to purchase hundreds of dollars worth of stuff that I didn’t authorize. They as of late utilized my card to urge a membership to Netflix and Noom. Perhaps they were fair going in order? Besides, less extortion would be great! Will I connect? Likely not at this time. It is fair a bit befuddling to me.

  30. Hey there Tony.
    We have once come across a similar platform that was promoted as a cryptocurrency. The scam took a huge chunk of people’s money using new people to pay off the older ones and the CEO of the company.

    Initiative Q seems to rely specifically on growing its numbers of users and can only then be valuable? What happens in the meantime? Is it worth the risk? I know this is oversimplified but that’s what it comes down to at the end of the day. Like yourself, we will give this a hard pass as well.

    Solomon & Selina

  31. I remember the first time I heard of Q – Initiative it really sounded like a dream come true at the time but I was assured that it was 100% legit and trustworthy. Unfortunately for me at the time, this vast amount of information was not made available to me so I’m really glad I came across this article before I delved into the world of Initiative Q

  32. Good article! As always, there are so many product out there. This item is new for me

    I’m still learning to do online business and this can really be an alternative to my online ways to make money online.

    Great video and informative article on initiative Q. I will have a closer look at it and hopefully it will help me and others to find business online.

    Good work!

  33. This is really great to see here and I value all you have shared here because I see it as a great avenue to actually get better and develop more than what I expected before this is really great on its own and worthy to get into too. Thank you so much for all that you have shared here.

  34. Hi Tony, thanks for writing a thorough review of initiative Q. I’ve stumbled upon this platform a few days ago by recommendation from a friend on my Facebook. I’m not sure if it’s a scam or not, but maybe I will try to invest them when I have some spare money. Your review has been very helpful. Thanks.

  35. Hello Tony, I am always happy to see money making opportunity online and this one is good seeing how they operated and would like to see two much people would make form it and it is a business with potential. I and already into one and I would like to wait a bit more going to anything else.

  36. Hi Tony! Well I must say this is really my first time knowing about this kind of payment system. After reading this review thoroughly, I am convinced that Initiative Q will indeed be become tomorrow’s exchange currency. But the thing is I think getting an invitation to join the platform is not going to that easy as not everyone will the willing to help. Otherwise I think this is a great system and I must commend you for creating the awareness here.

  37. There’s a lot of potentials when addressing the issues of q-initiatives and the potentials that it comes with. There has been lot of debates that there would be a world digital currency but wouldn’t be gold and that is the more reason most people are getting into this a lot. Thanks so much for sharing all these here. Very well valued to see here. Thanks so much

  38. There a lots of ways you can make sweet money online, you can get to familiarize yourself with great people who can help you be the best you can and also help you develop a good business. I’ve been into affiliate marketing and I think it stge best online business anyone can do thanks

  39. To be honest, l am getting approached almost every day with offers to join some kind of suspicious Opportunities, and its difficult to know whether it is a scam or it is legit. For an online business, it’s crucial that you know to recognize when something is a fraud. Q Initiative and content od cryptocurrency are not that easy to understand and it can pay off but if you are a beginner, you have to read a lot and be careful where you are investing.

  40. I’ll be the first to concede that I realize next to no to nothing about “electronic” or “virtual” monetary standards. I have unquestionably been on mailing records for some bitcoin advancements. I think any individual who has ever searched for an online chance to bring in cash is focused on.

    This “Q Currency” is unfamiliar to me. Likewise with any “new” advancement it is carrying itself as the future method to work together. It seems like it has a ton of extraordinary variables, however some of it sounds startlingly Orwellian. Sure cell phones can do heaps of extraordinary things, however utilizing a portion of its innovation to recognize the purchaser appears to be a “piece too attack of security” for me.

    I realize we live in a “worldwide economy”, however I’m not persuaded that a worldwide cash is going to work or be excessively welcome. The article said there were protected watchmen against illegal tax avoidance which is an extraordinary trait. In any case, is it feasible for an administration substance to usurp this money and control it for their own odious end?. I’m not going to specify a specific nations, yet I’m certain the vast majority could name a not many that might want just to control or screw with the world economy.

  41. This is the first time that I have heard about Q Initiative and the payment network of tomorrow. I am not convinced that I actually fully understood how the Q Initiative will work and operate. It all sounds very complicated to me. 

    They are very ambitious that they want to dominate the payment network of the world and even cater for people and areas where people don’t have bank accounts. This does not sound like a system where I will rush off to join them.          

  42. Over the past few years, I’ve heard more and more talk about things such as Cryto Currency, Bio Currency, (I think), now this Q network. To be honest, I don’t know enough about any of this to give a decent comment. All I know is that I personally would never invest in this type of money exchange, especially if i’m uneducated about its value, how and when it’s used, ect; When this type of currency first came to light, many was saying how this will replace money, as we know it today. We’ll just never know until a takeover really happen. 

  43. I am really surprised that Q Initiative is still around. While the idea of a new currency site is intriquing to say the lest I just dont think it is viable in the long run. The whole of it is still unproven so not sure how much of a fraud it may be. I am very cautious when it comes to sites like this because of the scam aspect. I think for now Q Initiative will be off my list of ventures. Too risky

  44. Well, maybe they are improved since 2018. Who knows, what I do know is that they are plenty of invitation only sites and businesses. They can be such a waste of time and effort when seeing no results whatsoever. Networking with people is fine but as we can see during the pendemic virtual meetings are not the same, just the best substitute. 

  45. This is fascinating stuff. They have high ambitions in desiring to be the world’s dominant payment network. You have presented a very detailed explanation of this initiative. Thanks for sharing this information as I will put aside some time to investigate this further so that I have a better understanding. This seems to be another innovative part of the blockchain that offers many benefits.

  46. I have heard a lot about initiative q but reading about it again in your article has really helped me gain a better insight into the crypto currency and all it entails. The information you provided in this article was bountiful and a lot to take in but nevertheless really helpful and beneficial. I think the currency really is appealing and it does have its strong points worth considering 

  47. I have seen a few people who have joined and are promoting this platform and according to them it has been a good experience thus far. Personally, I don’t have a very abroad knowledge on these type of topics so I would not know exactly where to pinpoint this company. I will need to do a little bit of more research; regardless, all of your reviews are always helpful when making decisions on which platforms to join and which ones not to, and for that I’m really thankful for your site and your insights.

  48. there are always innovative ways springing up everyday. it is nice to have something like this and i must say that you have given a very clear review. it is not difficult to understand and i am intrigued. it is is not a bad idea to try it. thank you for your time and effort.

  49. Wee, I like that “we don’t need your money… just sign up”–sounds so catchy! Even the animation seems carefully thought of. However, I am wondering if the society needs another currency where they would only hire after gathering the crowd. Also, I am not sure if another cryptocurrency-sounding deal will flourish when we’re going back to the basics: barter trade. While it was never mentioned that it’s another cryptocurrency, it sounds like it? Their by-invite only technique also sounds so elitist and alienating. However, I will research more on this. Thanks for introducing this! Cheers, A

  50. This is another new one to me but seems like an interesting one. It will be interesting to see how it fairs in the future. I will bookmark this page so that I can go back and read through it again more thoroughly. Thank you for taking time to expertly write about Initiative Q. 

  51. Wow. The information provided is long but very interesting. It is worth going back and viewing carefully the videos available. I am very curious about the development of the Q system. There is for sure a structure planed to increase the Q network. 

    It is very true that the load system is digital and that even though we dislike the system, it functions because there is no other option. I hope to read articles on this topic

  52. You provided a ton of information to take in. 

    I am rather slow in absorbing new information and I will need to review your post several times to understand the details. 

    I was able to get an overview. This appears to be an initiative to create a secure payment system that solves a log of problems that exist in the current Fiat and Crypto spaces. And that is a good thing.

    A great deal of effort was made in comparing it with a Pyramid Scheme with the conclusion it is not. Since no money changes hands. However, it is very much a Pyramid Structure. This is by design to add new members at an exponential rate. Members are rewarded by additional Q units that eventually will be replaced with real money. And here is where I have a problem with this concept, 

    A figure of 3 Trillion Q’s was the eventual growth number. It was stated that 1Q would equal 1 Dollar, If no money changes hands where in heavens name does that 3 Trillion Dollars materialize from? It sounds like those who are not in the system will end up providing that money when transactions for purchasing goods start to occur.

    The way this scheme is presented is like a free lottery. If the plan succeeds, then those with the most quantity of Q’s in the area of conceivably millions could become wealthy overnight. In this world you do not get something for nothing. 

    I can see a lot of effort necessary to earn these Q’s that use similar tactics to an MLM program. The fact that no money is involved is used as a good reason that growth will occur more easily. There is one ingredient that is paramount for this to work, And that is TRUST. Yes, trust in those who are driving this system will have the skills and financial backing to pull this off. I am not convinced that these conditions are met yet. But who am I to say so. 

    Will I join? I doubt it as I do not want to dilute my efforts from what I am doing now to build my affiliate marketing business. But those who already are earning a living wage through affiliate marketing, this sounds as a good way to diversify. 

    You answered a lot of good questions and that was awesome. Thanks for writing this article. And if I decide to join the Q train, I will return to this post and sign up with you Tony. But I will be conducting more research on my own.



  53. This is one very long article and reading if have given me more understanding than I thought I could get here. However from an outside look, Qi initiative is definitely the future of things and I love every bit of the platform. On a more serious note, it becomes very Paramount for me to learn about it because nobody knows if it will be the one to dethrone bitcoin in the long run. Great article 

  54. I have seen a few people who have joined and are promoting this platform and according to them it has been a good experience thus far. Personally, I don’t have a very abroad knowledge on these type of topics so I would not know exactly where to pinpoint this company. I will need to do a little bit of more research; regardless, all of your reviews are always helpful when making decisions on which platforms to join and which ones not to, and for that I’m really thankful for your site and your insights.

  55. To answer your question first I have not got any invitation and I have never heard about Q before. I read through the whole article. I must say that was a really long article, but very interesting to read about a new Payment system. After I read it I had of course dozens of questions about this. I am skeptic. To me this is only interesting when it actually becomes a reality to pay with Q. Why should I join before? What does it mean that for the time being you can not use it as payment, but only for booking Q? To me it looks like they are generating a huge email list as it is now. Then how will all this work in praxis if this become a reality? That is my big question. I think I need more information about it to say whether this is good or not. As it is now I will not join. There are too many ifs in the air.

  56. I’ve seen a lot of people say different things about their products just to make people buy it and they take their money without offering them anything good in return. That is why it is good to make personal findings before investing. This is the first time I’m reading about q initiative. Thanks for sharing about it.

  57. I have done this whole initiative q thing a very long time ago. Probably two years now and up until now, it doesn’t seem like they are going anywhere. Although they seem to have some very good initiative and they have a good plan, it doesn’t seem to me like they are going to hit what they plan to do but let’s just keep our fingers crossed.

  58. Qi initiative is definitely the future of things and I love every bit of the platform. On a more serious note, it becomes very Paramount for me to learn about it because nobody knows if it will be the one to dethrone bitcoin in the long run. Thank you so much for having us here. Thumbs up to you

  59. Thanks for your comprehensive review. I don’t think I will be looking further into this simply because it has made me realise that I need to do a lot of further reading if I am to even get a basic understanding of opportunities like this.

    I feel as if you need a fair amount of knowledge and perhaps experience of payment systems and how they could possibly earn you money.

    Your article was nonetheless very interesting and has prompted me to consider further reading. Thanks for sharing.

  60. I just feel kind of ignorant when I read the articles: I never know the products you are writing about. But it is the main reason why I read them: I always learn something new. So, as I said, I didn’t know this product, and your article is very precise and comprehensive. It doesn’t seem a scam, and I hope this is going to work for real because it seems very good! But as when things are new, they create a sort of uncertainty – maybe this is the same thing people thought when Bitcoin was born!

  61. Hi Tony, Thanks for your articles i always look forward to them as they are really educational. I have never heard of the Q initiate so it was pretty new to me. I must say i got a lot of getting rich quick emails which could be quite frustrating. Thanks once again for sharing this, it’s well appreciated.

  62. Hello Tony Lee Hamilton, thank you for sharing this informative and resourceful review article.  This article is centered on whether Q initiative currency is just another scam or not. This is my first time of hearing about this platform and I must confess I can’t say if it’s legit or not.  I understand how they operate thanks to you.  Thanks.  God bless 

  63. Thanks, Tony for always writing articles providing so much information that I simply don’t even think about looking somewhere else for more. I believe that’s the secret of the successful online entrepreneur. 

    You set an example. 

    Regarding the Q Initiative, I am not quite sure if I understand all that about bitcoins and stuff like that so I am going to leave it here and maybe come back to it later. For now, let’s see what I can do with some more simple stuff online 🙂 

  64. Having a company or business that has some really great potential makes you want to jump and start singing and that is how I feel the owners of Q initiative Q tomorrow will be feeling anytime he this about his business. I have been working so much on getting a well detailed article on this topic and I guess this is the best I have seen so far. Thanks for sharing 

  65. Thanks,  as always for the great in-depth review of Q Initiative.  Looks like it is not a scam, but I don’t see myself becoming involved in this venture.  This sounds like it is trying to replace cryptocurrency and bitcoin.  I think they will have a hard time with that.  I don’t really understand what all that is about any way.  No plans to either LOL

  66. Though this is the first time that I will be hearing about this q-initiative here and I must say that they are rslaly shaping up for the future and can really be a big crypto in the future. Though I am just hearing about them, getting to see that they are shaping to really storm the world and their manner of presentation is quite unique too. Thanks and I will register now

  67. Thank you so much for sharing us an interesting and informative article. The main theme of this article is about Q Initiative Q Tomorrow’s Currency. It is really laudable that you have illustrated this topic so well in your article. I have learned a lot by reading your article and gained a lot of cognition about it. Of the points mentioned in your article, I like Initiative Q’s Economic Model.
    Finally, I have read and enjoyed your article so I want to share the subject of your article in my Facebook group so that everyone can know about this currency platform.

  68. I got an invitation to join like you and I did! I had honestly forgot about it until I stumbled upon your article! I had no idea it wasn’t a new idea, but something that had been in the works before. And now, after reading your article I know a little more about the Q initiative in general. I will have to go back re read certain parts though. So much info to digest. 

    What was your final thought?

    I am thinking it’s not a scam, but is it really the best thing to invest in? That’s my thought right now. I have a lot of questions still. One thing is for sure, the way we use money in the future is inevitable to change. 

  69. Hi Tony,

    I have read many of your reviews previously and I totally love your writing.

    I did have a bit of an idea about the Q initiative thing. However, due to the fact that I am not interested in Bitcoin, I never looked in Q initiative in detail. But then today I stumbled across your review – Q Initiative Q Tomorrow’s Currency or Just Another Scam?

    To be honest I won’t be interested in this but then I can see many folks in the comments section interested in this. 

    Thanks for providing this thoroughly researched article. I am sure its gonna help many out there.

  70. I have heard about this Q initiative, infact I have some of their currency when they were laughing some sort of airdrop during a time. I didn’t even know that they are still at it. Well, I hope they can do whatever it is they say they wissh to accomplish. It’s be a very big plus at such a time. Good post here.

  71. Interesting article. I’m somewhat familiar with this offer, but not to the degree you go into with your review and information. The concept makes sense and is Q is being formulated by some leaders in the financial industries which gives it some feet. It makes sense for a private company to do what the government will eventually do another way, a worse way. And if my thinking is correct, it is similar to Bitcoin and other virtual monetary exchange files and platforms out there. I’m sure there are differences, but the overall concept seems to correlate. 

    I’m going to go back and watch another of the videos and look up some of the other reference websites you’ve recommended. There’s a lot there and I couldn’t get to all of it just now, but I hit most of it. 

    Thanks for some great information to consider!

  72. A very thorough post about Q Initiative – long, but very detailed. No need for me to look for more info any further. At first I thought it was some type of cryptocurrency like bitcoin, but it’s not. That’s good, I wasn’t interested in bitcoin! A lot to digest…I needed to reread many sections over and over to understand fully. 

    So are you recommending this Q initiative? I’m not interested in stuff like this, but all your other reader comments are quite interested in it. I’m going to let my husband read this…he is more versed in financial stuff like this. Thanks for the info though! 

  73. Now that is what I call a big article. I just cannot imagine the time that you would have put in to write such a monster. Now these Q things kind of feel scary. They just plan to change the entire monetary system? I feel like credit cards and cash is fine they increase our interactions with others. I mean walking out of a restaurant without interacting with the cashier would be kind of boring. The videos were very illustrative and nice.

  74. Hi Tony, 

    I am forever your ardent fan. This review on Q Initiative Q Tomorrow’s Currency or Just another Scam? is nicely written. It covers the main issues of the company and lists out all deficiencies suitably. The very interesting concept behind Initiative Q is to first produce a massive of users, which can then be utilized to develop the world’s finest payment network.

    I found your article interesting.


  75. There is a lot of info through here about the Q Initiative, but I have to say it looks very positive particularly for areas that struggle with banking facilities. The figure about people without banking facilities really shocked me, what was it something like 38% of the world population? That fact really threw me! The fact it has a banking board of governance is also reassuring. I got the sense you thought that was a real positive selling point? The youtube insights also give extra information so thanks. There is so much to go through here, I need another read and some key points pulled out.

    Overall I am in favour of anything that disrupts a market legally and this seems to do that.

  76. hey Tony, thanks for sharing this article about Initiative Q.

    Actually I heard about it a few days ago from a friend of me. But he didn’t really give more details, so that’s why I’m here for today…

    I first thought it was an Initial Coin Offering(ICO), but after reading your review, I have a better understanding of it.

    And it’s not a cryptocurrency neither… So that’s good, because I’m not a fan of crypto and those coins stuffs haha..

    Anyway I’m gonna have a look at their facebook group…


  77. Thanks for sharing this interesting and informative article, it’s really nice to know about Q initiative, this is actually the first time I’m reading about it and I don’t know it operates. I don’t know how to see the part that they’ve been around before and this is like a comeback from a fall, who knows what can be made out of it.

  78. Thank you for taking the time to give a really detailed look at the Q Initiative. I am constantly looking at new and better ways to invest and diversify to ensure I can last through any global hiccups. I will need to look at this closely to see if this is one of those things that I think will survive the current economic conditions. I really enjoyed the wealth of information, especially that the Q can be tracked back to the source, which I hope would keep the system honest.

  79. You know, as soon as I saw it I had a positive response to initiative Q. I was very curious… but had to say it was very due to the excellent copy and visuals that give that very trustworthy feel. You could almost call it a test to see how people respond to a type of advertising. I can’t say that I get it It … but after reading some of those discussions and then looking into it further can see if fizzled out. 

  80. Wow. I didn’t expect such a detailed read, but I’m glad I did it. Thanks for writing so much on Initiative Q. I believe that their mission to create an international form of currency is extremely appealing. I think the world is too disjointed nowadays and needs to start being brought together more. If ecommerce in particular was switched to a common currency, the world truly would be our oyster. I think this is an incredible important movement to support and will be doing so. Now who’s working on an international language (that doesn’t diminish the culture of those existing ones), haha

  81. Wow! I wouldn’t exactly say that I am not thrilled with this opportunity though. This initiative Q actually looks a lot more with potentials than I expected it to be and to me that is great. However, seeing that it is still within the earlier phases, is m not too thrilled yet. Though a friend already introduced it to me and I have made the decision to join it and get myself the head start. You have also given a lot more information here. Thanks

  82. Nice one Tony as always, this is  a lot and comprehensive, Tony your articles are always informative and useful, i have not heard of Q initiative but i guess it sounds good, its an opportunity, i think i will like to give a try, and it is free, and with many possibilities..This is an amazing post, thanks for sharing

  83. I feel you’ve kind of outdone yourself with this one. I mean, it definitely took a while to get through this one. I guess, that’s what you get for almost 8000 words on a program. Felt pretty comprehensive overall. And I didn’t even do the videos. That said, I feel the section on the equation of exchange should be broken down to simpler language. I mean, I have no background in economics and it was a pain to truly understand.

    All in all, I must admit it sounds kind of promising. I would love the Qs to someday be worth one US dollar each. I appreciate you sharing the review. Cheers.

  84. There is way too much to find out about how this company works.  The Information you have provided would require more time than I am willing to invest at the moment to understand the system and how it works.   That is why I appreciate reviews by people I know and respect their judgement.  Saves me lots of grief.  If at a later time this product proves to be one we all need to be involved in, I am open to reconsidering.  Now, I need to use my time elsewhere.  Thanks for the introduction to the program.  Have you changed your mind yet?

  85. Hi

    Initiative Q it’s really so strange to me because am hearing it for the first time. Hearing it’s a kind of future currency stuff is some how interesting. Especially for those who intend to income levels like me for example. How ever I will go to your their official Facebook page and Twitter to get my self registered.

  86. Hi, Tony.
    Thanks for sharing the upcoming opportunity to become a member of Initiative Q. I have gone through the article in detail as it seems to be quite impressive to learn that this may be the money of future. With already 6 million+ fans on Facebook. I hope to get an invite soon. I find no harm in registering with this system, as it is free of cost and may give good value in future.
    Warm Regards,
    Gaurav Gaur

  87. Wow! I never would have thought that this Q initiative is a great platform. I never even thought of the possibilities of them being real. However, this is really great to see here. I guess it is the perfect time fore to dive into it and get started back with them. Thanks so much for sharing this

    This is really insightful and I will surely look into it

  88. Q Initiative is another program that I have not heard of and is also another invitation-only company. The invitation-only companies like this one, you will have to research other users’ reviews and trust their word to join the program. There is one flag to me and that is not using a banking system that is secured.

  89. I have never heard of this program before but I would probably not join because it is not a true money system. It sounds good because you would never have to use cash for payments and would be almost impossible to be scammed within the system. However, any system that avoids the banking system as far as I’m concerned will probably become irrelevant as time goes by. It sounds really good and has some good ideas but I would be hesitant to get me and my friends involved because you would have to try and get people to join and that reminds me of MLM.

  90. It sounds like the potential is there, but since I have very limited experience with alternate forms of currency, there would definitely be a learning curve. It sure would be nice not to have to wait for a check at the diner or things like that, though. A definite plus!

    Less fraud would be a real plus, too! I can’t tell you how many times my credit card has been used to buy hundreds of dollars worth of stuff that I didn’t authorize. They recently used my card to get a subscription to Netflix and Noom. Maybe they were just going alphabetically? Anyway, less fraud would be great!

    Will I join? Probably not at this time. It is just a bit confusing to me.

  91. I have to say that the new concept of currency caught my attention on Initiative Q. By the way, I experience the same thing as you. Most of my emails are the “get rich quick” scheme, so annoying. I have to say that it had gotten worse since the pandemic. Oh wow, Saar Wilf is bad news. Before I join any program, I usually take a look at the owner’s credibility first. It is too early for me to trust my money on Intitiative Q so I am just going to have to pass. 

  92. Hello there! this is an amazing review you have got here. For me, being part of this project is not the problem but I will have to watch is so as to be sure of its stability in the system because it seems way complicated at the moment and at such I wont want to rush into it. Thanks!

  93. Even though you have taken the time to write a comprehensive explanation of this offer I just find it confusing and pointless. This is not something I will be interested in joining. Why another currency and way of making payment. I find everything perfect as it is thanks, I don’t need anything being more complicated. 

  94. This is an interesting project. I have been following Bitcoin, and Ethereum, and now the 3rd generation alt coins. But I hadn’t thought a system that didn’t involve blockchain technology would be the coin used in the future. But we’ll still have to wait and see.

    I wouldn’t mind giving them my email address fo some free Qs. 🙂

  95. Hi Tony,

    thanks for the comprehensive review on Initiative Q.  Thanks for clarifying some of the important points, I was really sceptical when i first saw the email about it, but after reading your review you have cleared some of my worries up.

    I am still not totally sure it is for me, but at least I know it is legit.  thanks again

  96. There are tons of “get rich quick” scams out there and it’s often difficult to determine which ones are legit and which ones aren’t. That’s why I am very thankful to those like you who take their time to review these offers and check whether they come from respectable companies or are just scams. 

  97. What a comprehensive review!

    I have not heard of this product before but it is good to be informed. With such complexity of issues, I really appreciated your inclusion of the videos discussing some of those issues. It is good to listen as well as read. 

    I am not sure whether I would go with Q initiative. What is your recommendation, please?

  98. Hello ,

    Thank you for this post. I have been receiving these messages as well about how ecurrency is the next big thing. However this review is comprehensive, was enough for me to understand step by step the whole process. I think If am to engage in this virtual things would be this one. 



  99. Wow this is a really nice article you have here it was really very informational, getting to understanding whats its all bout wasn’t really hard as the videos where very vital in making the process a slendid on i would see if this still available as it has been a long time since this article was posted..thanks anyway.

  100. I’ll be the first to admit that I know very little to nothing about “electronic” or “virtual” currencies.  I have certainly been on mailing lists for some bitcoin promotions.  I think anyone who has ever looked for an online opportunity to make money is targeted. 

    This “Q Currency” is new to me.  As with any “new” innovation it is toting itself as the future way to do business.  It sounds like it has a lot of great factors, but some of it sounds frighteningly Orwellian.  Sure smartphones can do lots of great things, but using some of its technology to identify the buyer seems a “bit too invasion of privacy” for me.

    I know we live in a “global economy”, but I’m not  convinced that a global currency is going to work or be overly welcome.  The article said there were safe guards against money laundering which is a great attribute.  However, is it possible for a government entity to usurp this currency and manipulate it for their own nefarious end?.  I’m not going to mention any particular countries, but I’m sure most people could name a few that would like nothing more than to control or screw with the world economy.


  101. Yet another crypto currency in the internet marketing space. This time its Q currency

    The post gives a very clear overview of what it is all about, so that you can make your own informed choice as to whether or not its for you.

    Crypto currencies all have their own USP and Q is no diferent in this respect, however it is hard to see, if it will be a sucess or not given that banks dsilike these types of models and are increasingly making it harder for us to have them, because there is no facility to withdraw for cash,


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